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This is a form that can be filled out on the screen and sent back as an attached email or printed and filled out and FAXED back to me at (619) 444-8005.  If you decide to print this form out you will need legal size (8.5" x 14") paper loaded in your printer and configure your printer to print that size.  It will print on letter size (8.5" x 11") but it will be smaller in size and harder to use.

FAX # is... (619) 444-8005
Email is...  homesource@lycos.com
or...  homesource@nethere.com

Information generally needed at time of
1003 Loan Application completion.
Please have all information listed below available for your loan officer
after you have filled out and submited the
This checklist outlines the principal documents and information generally required from both the borrower and co-borrower to complete the application. We may require additional documentation, depending on the nature of your loan. However, by having the information in this checklist available at the time of your initial phone interview, you will save time, and avoid delays.

DOCUMENTS NEEDED FOR A REAL ESTATE PURCHASE
Copy of Purchase and Sales Contract and all Addenda, Signed by buyer and seller.
TAX RETURNS

The previous two (2) years W-2's and most recent payment stubs to indicate one (1) month's earnings.
If Self-Employed:
Previous two (2) years personal Federal income tax returns and all schedules if you are:
Self-employed
Employed in a family business
A tradesman; or
All or part of your income is derived from overtime, bonus, commission, partnership, trust, interest or dividend income - or if you -
Own rental property, or
Have income from an otherwise non-verifiable source such as corporate ownership, installment sales and tips.
YEAR-TO-DATE PROFIT AND LOSS STATEMENT
EMPLOYMENT HISTORY
Name and address of the employer(s), dates of employment and income, for the last two (2) years. Explanation of any interruptions in employment, if applicable.
SOCIAL SECURITY / PENSION INCOME
Please provide copy of most recent award letter.
SOCIAL SECURITY NUMBER AND COPY OF CARD
DRIVER'S LICENSE NUMBER AND COPY OF LICENSE
All parties to the loan.
CHECKING AND SAVINGS ACCOUNTS
Depository institutions names and addresses, account numbers and balances. Depositories include banks, credit unions, and savings and loans. Passbooks and bank statements from the previous three months may be required.
STOCKS, BONDS, INVESTMENT ACCOUNTS
Name and address of broker and previous three months' statements or copies of the stock and bond certificates.
CREDIT INFORMATION
For each open account, including credit cards with a zero balance, provide:
Creditor Name
Address
Account Number
Payment Amount
Current Balance
Date paid-in-full and copy of statement with -0- balance (if applicable)
You may also be requested to provide information regarding any application you may have made for credit within the last one hundred twenty (120) days prior to making application for your mortgage loan.
DIVORCED OR SEPARATED
Copy of divorce decree or maintenance agreement, along with any amendments and a 12-month payment history of alimony/child support payments, if such payments are provided or received and you wish such income to be considered in your application for credit.
RENTERS
Landlord's name and address for the previous two (2) years.
REAL ESTATE OWNED
Name and address of your mortgage lender, account number and most recent year-end statement. In addition, if the real estate is:
Currently Rented
A copy of the current lease or rental agreement for each unit.
Listed For Sale
A copy of the listing agreement .
Sold
A copy of the HUD Uniform Settlement Statement.

GIFT LETTERS
If the source of down payment is a gift, a signed letter is needed from the donor to verify that you are not required to repay the funds. In addition, the transfer of gift money from the donor's account to the borrower's account must be documented.